It's Time for Your Payoff
A loan designed to help you pay off your credit cards and simplify your life.
Introducing The Payoff® Loan
Pay off between $5,000 and $35,000 of your credit card balances.
Fast Pay Off
Lower rates than your credit cards and terms lasting just a few years.
Simple and Easy
A single, fixed, and affordable monthly payment to simplify your life.
Personal Service
Talk to the friendly and helpful people in our Tustin, CA office.
On Your Side
No application fees, no late fees, and no prepayment fees.
Credit Boost
Paying off your credit cards can help increase your credit score.
or learn more about How Payoff Works or our Rates and Terms.
Payoff is here to help you on your journey to achieve your dreams. No matter how you got here, we will help you all along the way. We'll walk with you down any path you choose, providing support when you need it. Maybe your path needs you to pay off your credit cards, or maybe it needs inspiration from others' stories. We are here for you. We're not a bank. We're people building personal products with a purpose: helping you achieve your dreams and empowering you to live your best life.