It's Time for Your Payoff

A loan designed to help you pay off your credit cards and simplify your life.

Check My Rate Won't hurt your credit score

Introducing The Payoff® Loan

Pay off between $5,000 and $40,000 of your credit card balances.

Fast Pay Off

Lower rates than your credit cards and terms lasting just a few years.

Simple and Easy

A single, fixed, and affordable monthly payment to simplify your life.

Personal Service

Talk to the friendly and helpful people in our Tustin, CA office.

On Your Side

No application fees, no late fees, and no prepayment fees.

Credit Boost

Paying off your credit cards can help increase your credit score.

Payoff is here to help you on your journey to achieve your dreams. No matter how you got here, we will help you all along the way. We'll walk with you down any path you choose, providing support when you need it. Maybe your path needs you to pay off your credit cards, or maybe it needs inspiration from others' stories. We are here for you. We're not a bank. We're people building personal products with a purpose: helping you achieve your dreams and empowering you to live your best life.