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How the Payoff Loan Compares to Credit Cards

The Payoff Loan Credit Cards
Focused On Getting You Out Of Debt
Fixed Monthly Payments
No Late Payment Fees
Designed to Help Boost Your FICO Score*
As Seen On

Benefits of a Payoff Loan

Better Than Credit

Lower rates than most credit cards and customizable loan terms.

Simple and Easy

A single, fixed, and affordable monthly payment to simplify your life.

Credit Boost

Paying off your credit cards can help increase your credit score by up to 40+ points.††

Personal Service

Our team is here, ready to help you along your journey of paying off your credit cards.

Our Rates & Terms

Loans From

$5,000 - $40,000


5.99% - 24.99%

APR includes 0% - 5% Origination Fee

24 - 60 months

  • No Application Fees
  • No Prepayment Penalties or Fees
  • No Late Fees
  • No Annual Fees
5 / 5 Stars on Lending Tree
4.7 / 5 Stars on Credit Karma

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